Fault and guilt sometimes go together ...and often are used as legal definitions in a court of law.

Fault is not an accusation of the intent.  We all know that many things that happen, were not intended to happen.  Yet, many do not like to admit that it may be their fault ...preferring to point a finger elsewhere.  "It's not my fault, it's that one's fault," pointing instead, perhaps to San Andreas.

Most of us like to have no-fault insurance.  I'd rather have no-fault assurance ---full coverage through Jesus.